Keep performance in perspective, especially after a major market event If you pay close attention to your mutual funds’ performance, the past 12 months may have put up some wonky numbers. That’s because the crash of 2020 and the quick recovery could mean wild swings in short-term performance periods like 1-month, 6-month, or 1-year returns.
The right funds for down payment savings, real estate profits Canada’s hyper hot housing market means lots of Canadians are parking savings on both sides of a housing transaction: many younger people are saving for a down payment and some sellers need to bank their profits while they downsize, move to another town or rent
T-series funds: part of a tax-efficient retirement income strategy Once you’ve retired, your financial focus becomes making the most of your retirement savings – and that means paying as little tax as possible. Mutual fund investors have a unique tool available to them: T-series mutual funds. Part of your plan Fortunately, there are several things
FUND TIME – Tips and lessons in mutual fund investing Fixed-income maturity What is it? The maturity of a fixed-income security, such as a bond, is simply the date on which the investment ends or “matures.” For example, a 10-year bond ends at the 10-year mark, meaning any interest payments end and the amount of
If inflation is returning, are these funds types set to rise too? As the pandemic situation began to improve with the launch of vaccination programs in many major economies, market watchers and economists began to raise the spectre of inflation. A rapid economic recovery, fueled by unprecedented monetary and fiscal stimulus and economies reopening with
A resilient fund portfolio will help you weather the next big crisis It’s likely that none of us would want to relive 2020 again – whether we’re talking about the devastation of the pandemic or the more mundane crisis in the financial markets last spring. But, as experts in both the health and financial fields
Are fund investors learning not to panic? When the stock market experiences a crash, as it did in the spring of 2020, the script is predictable: investors sell their stocks and take refuge in “safer” fixed-income and cash-equivalent securities. A U.S. research company, DALBAR, has been documenting this behaviour and the price mutual fund investors